99hg皇冠登录有限公司.
以你的需求为中心的代理关系.
99hg皇冠登录是一家独立的保险机构, 经纪公司, 奥马哈的一家咨询公司, NE, 成立于1982年.
99hg皇冠登录是一家独立的保险机构 offering a broad array of insurance solutions customized to your unique risks and needs. We collaborate with our clients to create custom insurance programs and focus on personalizing every client relationship and providing the expertise to back it up.
我们自豪地为奥马哈的个人和企业提供服务, 自1889年起东北, have since expanded counseling clients in all 50 states nationwide. We take pride in putting your needs first while delivering quality insurance products and services in accordance with our agency’s core values and mission.
阅读更多99hg皇冠登录
获得你的保险报价
As an independent agency, we are here to 帮助 you find the right coverage.
我们的使命宣言
Our dedicated team is committed to creating a unique experience by putting our diverse portfolio of services to work for you—allowing you to rest easy knowing your partner is here to protect, 培养, 建立自己的事业. As independent brokers with access to an impressive portfolio of carriers, our brokers partner with experts to minimize your risks and maximize your assets.
真正的客户. 真正的评论. 真实的报道.
“We are very pleased to work with Universal Group for our insurance needs. 他们给我们找到了我们需要的报道，安吉反应非常迅速. 我们强烈推荐他们.”
——乔·S.
50个州的保险
我们在全美50个州提供保险解决方案
with a focus in Nebraska, Iowa, Tennessee, Arizona, South Carolina, Wyoming, Alabama.
为你工作的独立机构的优势
是什么让我们的独立机构与众不同?
- 我们代理多家保险公司.
- 我们是有执照的保险顾问.
- 我们在你的每一步.
- 我们提供各种各样的保险解决方案.
- 在你需要的时候，我们会在你身边.
找出原因
提供全国性的解决方案
我们在东北地区的六个办事处为客户提供咨询服务, AZ, TN, WY, SC, 和艾尔, 服务全国50个州.
个性化客户关系
Our agency will go the extra mile to exceed your expectations in 帮助ing you uncover and understand the most suitable coverage.
经验丰富的代理商教育
经验丰富, we understand what it takes to bring you quality coverage and educate you on your insurance options.
交互式图形
99hg皇冠官网. 读它. 覆盖它.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
商业一般责任/车库责任
风险因素
你的修理店可能容易受到许多风险的影响, 比如身体伤害索赔, 财产损失, 人身伤害, 和更多的. 例如, if a customer accidentally trips and falls while on the premises of your repair shop, you can become exposed to a potential lawsuit and held financially responsible for any 受伤 that result from the accident.
解决方案
Commercial general liability insurance is an absolute necessity for every repair shop. 这种类型的保护为房地提供了广泛的保护, 操作, 完成运营及广告, 人身伤害. It will also pay to defend any covered lawsuit or action regardless of its merit. Coverage can be purchased as a separate policy and can be tailored to your specific needs.
商业财产保险
风险因素
当油箱爆炸引起无法控制的火灾时, your commercial property and everything within it can suffer a significant loss. 这可能会对你的维修店业务产生不利影响.
解决方案
Commercial property insurance can 帮助 protect the property your business owns or leases, 包括设备, 库存, 家具, 及设施. 无论你是拥有自己的办公大楼还是租用自己的办公空间, commercial property insurance can be purchased separately or can be combined with other necessary coverage to protect your business’ physical assets.
他人财产-车库管理员
风险因素
The nature of your business means you’re responsible for valuable cars, 卡车, 以及其他汽车. 作为一个修理店的老板, you’re trusted to safeguard vehicles belonging to others. This responsibility brings with it potential liability of being held financially responsible for 财产损失 caused to these vehicles while in your care, 监护权, 和控制.
解决方案
你应该购买实物损失险, 称为车库管理员覆盖, designed to 帮助 you protect your customers’ property and your business in the event that accidents, 受伤, 或者发生财产损失. This protection covers the costs that arise from unfortunate and unforeseeable events, 做工还不错, 错误的部分, 或保证.
内陆船舶和设备浮子
风险因素
You’re constantly moving your tools from one area of your repair shop to another, 由于损坏或盗窃，使您的业务面临潜在的损失. And without your specialized tools and equipment, your repair job may come to a screeching halt.
解决方案
You can purchase special equipment insurance designed to protect your tools and equipment on the move. 保险单将赔偿设备的各种损失, 包括火灾, 爆炸, 破坏公物, 盗窃, 与其他设备或物体碰撞, 和颠覆.
工人的补偿
风险因素
If one of your employees receives an injury or becomes ill due to a work-related occurrence, 法律要求你有适当的保险.
解决方案
Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. 这是法律要求的，可能因地区而异, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
商业汽车保险
风险因素
作为一个修理店的老板, you have many exposures associated with your business vehicles–owned or leased. 带着车队, 卡车, 货车, 或在经营过程中使用的其他类型的车辆, a single accident can potentially put your business in financial jeopardy.
解决方案
Business auto insurance provides coverage for vehicles owned or leased by a repair shop and provides coverage for bodily injury, 财产损失, 还有其他暴露, 还可以包括综合保险和碰撞保险.
商业保护伞/超额保险
风险因素
Losses and lawsuits are quite common in the repair shop business, settlements can be substantial. 如果你的公司被发现对损害或伤害负有责任, you could be facing a large liability loss that exceeds the basic limits of your standard policy.
解决方案
You should consider purchasing a commercial umbrella insurance policy which provides higher limits, 一般在2美元之间,000,000元及10元,000,000, 而且经常扩大覆盖范围. 承保范围扩大到各种保单, 包括一般责任保险, 商务汽车, 以及董事和高级职员责任保险.
